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Advantages of a Financial Advisor |
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Why should I pay someone to oversee my portfolio instead of doing it myself? |
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An advisor spends every day working with, and observing the market. The average person does not have the time to maintain this level of commitment to the market. Not to mention the years of training and knowledge base gained through professional development and experience. Combine this knowledge of the markets with a firm understanding of Canada's tax regime and you are assured of maximum yield on your returns. |
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The Need for a Financial Plan |
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Why do I need a financial plan? |
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I like to refer to the quotation "If you don't know where you are going, any road will take you there." With a plan you are assured that your wealth will grow in the direction, at the rate you want. To build your portfolio you need to set long-term goals and adhere to investment principles. The greater the personal wealth, the greater the need to plan. |
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Approach to Investments |
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What is your investment approach? |
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I believe that an informed investor is more likely to be a successful investor. Education, not hindsight, makes for investment success. When working with clients I provide the information necessary to make well-informed decisions. My clients benefit from knowing as much about their investments as possible.
To find out more about my investment approach, please click on the following link (link to pdf of 4 page brochure)
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Market timing |
| Question: |
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When is a good time to be invested in the market? |
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Always. A well-balanced portfolio and informed advisor can achieve results in any market condition. |
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Market Risk |
| Question: |
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Isn't the stock market considered risky? |
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It depends upon your risk threshold. One of the first things we determine is what level of risk you are comfortable with and build your portfolio with that in mind. A well-balanced portfolio can manage a client?s realistic expectation of return. |
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CFP Designation |
| Question: |
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What is the CFP designation? |
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The Certified Financial Planner designation identifies individuals who are dedicated to the highest level of professionalism in providing financial planning advice. To obtain the CFP designation, a financial planner must successfully complete a rigorous course of study, including requirements in education, examination, experience and ethics. As a financial advisor with the CFP designation I adhere to internationally recognized professional standards of competence and ethical practice. |
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The David Demoe Advantage |
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What sets the David Demoe team apart from other financial advisors? |
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My team and I are completely focused on our clients. We provide our clients with a comprehensive investment strategy that is monitored closely. Our expertise is combined with integrity and a commitment to ensuring our clients' personal goals are inline with their financial goals. With no quotas to fill, our clients' receive impartial advice based on informed decisions, not loyalty to a particular brand. |
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Assante Wealth Management |
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Why Assante Wealth Management? |
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Assante Wealth Management is one of Canada's largest professional services firms in wealth management, with close to 1,000 professional advisors and around $27 billion of assets under administration. Assante is a leader in building wealth and prosperity for Canadian families and businesses. |
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Recommendations for Investment Portfolio |
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What can you advise or recommend for investment portfolios? |
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The choices in investment and tax planning options are vast. A few that I offer are: individual stocks, bonds, and preferred shares that trade on Canadian and U.S. exchanges, over 2,000 Canadian mutual funds from a vast array of bank and financial institutions and retirement planning (RRSPs, Group RRSPs and RRIFs). |
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Other Investment Options |
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Are there other investment options available to your clients? |
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Yes, we offer a full range of investment options. In addition to the aforementioned options, we also offer tax-advantageous investment vehicles such as limited (flow-thru) income partnerships and Labour Sponsored Investment Funds, conservative leveraging strategies, income splitting through spousal trusts and spousal loans, Registered Education Savings Plans, competitive GIC rates and setting up Individual Pension Plans (IPPs). |
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