Wayne Ricard, CFP
Financial Planning Advisor, Branch Manager
Welcome ...
Do you feel frustrated that you're not where you thought you would be at this point in your life?
Do you have a sufficient income but feel like you're not getting ahead financially?
Do all financial companies appear to be the same?
What makes the difference between people who navigate through life successfully and those that just survive?
Without question, the difference is in not just having a Financial Plan but having a Life Plan. Where a Financial Plan is about crunching numbers, (financial) tactics and products, a Life Plan is about creating a satisfying and fulfilling vision of life, and then discovering how best to achieve that vision. It's about discussing those things that you talk about most of the time - Home, Family, Lifestyle and Career.
As your Certified Financial Planner, my goal is to facilitate the Life Planning process so you can achieve your current "wants" and close any "gaps" that exist between the way things are today and how you want them to be in the future?
Whether you're just starting out, are mid-career or retirement is just around the corner and you feel unprepared, the Life Planning process was designed for you!
Our first appointment won't be about going over your investments, tax returns or life insurance policies - leave those at home. We will spend the time using advanced Life Planning software to interactively discuss where you are now, what you have now and what you want to do and have in the future.
Click on the following link to see a short tour
Life Planning Introduction Video (please be patient while video loads)
Click here for an online Values Exercise Questionnaire
Click here for an online Financial Attitudes Questionnaire
Please take the time to browse through my Web site. On it you'll find important information about:
Becoming a client
Past articles and newsletters I've written for my clients
Testimonials from some of my clients
Links to other website that can assist you in acheiving financial stability and excellence
Biography
Wayne works with his clients to facilitate a client-centred, value-based Life Plan that addresses the four areas of life - Home, Lifestyle, Family & Career. As a Certified Financial Planner, Wayne's goal is to offer his education and experience to coach people toward their vision of life. Life Planning blends "lifestyle circumstances" and "wants" with financial planning tactics to create an integrated view of the future.
Prior to joining the financial services industry in 1995, Wayne spent 6 ½ years (from 1989 - 1995) as a self-employed small business owner.
Wayne is a graduate of the Life Underwriters Association Training Course, the Canadian Institute of Financial Planning and the Financial Planners Standards Council. He has completed the course material and successfully passed the examinations for -
Financial Services Commission of Ontario Level II Life Insurance - 1995
Financial Services Commission of Ontario Level II Accident & Sickness - 1995
Investment Funds Institute of Canada Mutual Funds - 1996
Investment Funds Institute of Canada Labour Sponsored Investment Funds - 2001
Investment Funds Institute of Canada Branch Managers - 2003
Wayne is a current CFP® Professional in good standing with Financial Planners Standards Council (FPSC) and was one of 39% of his graduating class that successfully passed the Financial Planners Standards Council's six-hour Certified Financial Planner (CFP®) Examination.
He has been married to Vivien since 1985 and has two children - both pursuing post-secondary education. Jeffrey lives in Hamilton and attends McMaster University while he completes a five-year program in Engineering Management. Meagan attends George Brown College in Toronto and is studying Special Event Planning & Tourism Destination.
To schedule a meeting with Wayne, please call Melissa at 1 800 246-7095 ext 204
Click here for a map to our office.
Mission
"To Manage and Coach Individuals to Financial Stability and Excellence!"
Assante Story
Founded in 1995, Assante Wealth Management is a leading provider of
integrated wealth management solutions, designed to meet the needs and goals of
individuals, families and businesses across Canada.
Our advisors and their clients are at the centre of our business and are supported by the exceptional investment management team and wealth planning group available through our sister-company, CI Investment Inc. and United Financial, a division of CI Private Counsel LP.
Be well-advised is our promise to you.
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