Legal

Assante Wealth Management (Canada) Ltd. offers a variety of financial and life management products and services through its various operating subsidiaries. References to "Assante" or "we" may refer either to Assante Wealth Management (Canada) Ltd. or to its operating subsidiaries. By accessing this web site, you agree to be bound by and accept the following terms:

General

The contents of this web site are provided for information purposes only and are not intended to provide to you specific advice with respect to your financial, investment, tax, legal or accounting matters. For information specific to your situation you should consult an Assante advisor or other appropriate investment, legal or accounting professional. If you rely on the information contained on this web site without seeking advice of a professional you do so at your own risk.

Facts and data provided in this web site are believed to be reliable when posted. Assante cannot guarantee that they are accurate or complete or that they will be current at all times. All opinions expressed and data are subject to change without notice.

In addition to these terms and conditions you are bound by the specific terms and conditions set out in disclaimers applicable to various portions of this site. Assante, its subsidiaries and affiliates are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this web site.

Products and Services

Certain products and services may not be available through all offices. Products and services may only be sold through companies and individuals licensed to sell the product in jurisdictions in which the product is qualified for sale. This web site does not constitute an offer or solicitation to buy or sell any product or service to anyone in the United States of America, its territories or possessions or in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation. For information specific to your jurisdiction, please contact your nearest Assante office.

The terms and conditions under which products and services may differ from those set out on this web site and may change from time to time. Products and services are provided only in accordance with the terms of the specific investment contract, prospectus or other documents or contracts governing their sale. In case of any inconsistency between the content of this web site and any such investment contract, prospectus or other document or contract the terms of the investment contract, prospectus or other document or contract shall prevail. While every effort is made to keep the contents of this web site current, you should check with your Assante advisor to determine whether changes have been made to the terms and conditions under which Assante products and services are offered that are not reflected on this web site.

Investment Calculations

Calculations or projections are for general illustrative purposes only and are not guaranteed to be accurate or complete. Please use them only as guides or estimates.

Trade-Marks And Copyrights - Certain names, words, phrases, graphics or designs in this web site may constitute trade names, registered or unregistered trade-marks or service marks (collectively, "Trade-Marks") of United Financial Corporation or its affiliates or third parties. The Assante symbol, Assante Wealth Management, Be well-advised, United Financial, Artisan, Institutional Managed Portfolios and Stonegate Private Counsel LP are trade-marks of United Financial Corporation or its affiliates used under licence. The display of Trade-Marks in this web site does not imply any licenses have been granted to any third party.

Users of this web site shall be entitled to copy any information from this web site for their own personal use provided that it is not modified and that all copyright and other notices contained in this web site are maintained. Users of this web site may not otherwise use, reproduce, broadcast, publish or re-disseminate any information, in whole or in part, without the prior written permission of Assante.

Any unauthorized downloading, re-transmission, or other copying or modification of these Trade-Marks or of the contents of this web site may be a violation of law that may and could subject you to legal action.

Third Party Links

Links to other web sites are for convenience only, are independent from Assante and therefore Assante has no control over the content of a linked web site. Assante will not be liable for any inaccuracies in such information or for the content of any linked web sites that are not maintained by Assante nor does Assante endorse any product or service available through a linked web site. Assante makes no claims that third party web sites will be free of viruses, worms, trojan horses or other destructive components on or from such web sites. Linking to another web site is at your sole risk and Assante is not responsible or liable for any damages in connection with linking.

Jurisdiction

This web site will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. All disputes, controversies or claims arising out of or in connection with the web site shall be submitted to and be subject to the jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the website.