The Assante Difference

A Complete Approach to Wealth Management

At Assante, we simplify your life by meeting all of your wealth management needs in one place.

You may have a number of professionals who provide you with sound advice in their areas of expertise; however, each may be making recommendations without the full knowledge of the others’ advice.

As your main source for all of your wealth needs, we can help you make the right decisions. 

Through a personalized, comprehensive approach to wealth management, Assante provides access to a broad range of services and solutions supported by an in-house network of wealth planning experts including investment analysts, accountants, lawyers and estate planning consultants.

As your trusted advisor, I pull all the pieces together to help you see the big picture – an overall perspective that integrates all aspects of your situation. Together, we will review and evaluate your current financial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests.

Discover the Assante difference.

Call me to discuss:

Tax and estate planning
Retirement income planning
Business succession planning
Investment planning advice
Cash management
Charitable giving
Debt management
Insurance planning


Tax & Estate Planning

Over the long run, tax planning can significantly improve your financial well-being and help you keep more of what you make. We look at your complete financial situation to apply different tools and techniques in order to eliminate, reduce, or defer as much tax as possible.

Estate planning is not always an easy topic to deal with, but having a thought-out plan in place is important for not only you, but also for your beneficiaries. Estate planning involves much more than the preparation and periodic update of your will. It’s a multifaceted, lifelong process requiring reflection and expansion as you reach milestones in your life and your career.  


 Retirement Counselling

Research conducted for the Investment Funds Institute of Canada suggests that 74% of investors with an advisor felt that they would have enough money to retire on, compared to just 53% who did not have expert advice. (Ipsos Reid, 2010). If you’re not working with a financial professional towards your retirement goals, how much is it really costing you?

No matter what stage of life you’re in; retiring soon, already retired, or just starting your retirement planning, we can help you plan for and enjoy a financially secure retirement.

 


Business Succession Planning

If you're a business owner, we can help you protect the business you have worked so hard to build, maximize its value and transfer ownership smoothly and tax-effectively.

We will work together to review all the options available to you and help you plan accordingly, from establishing buy-sell agreements to family limited partnerships and limited liability companies.

 


Investment Plannning Advice

When it comes to investing, it is a disciplined approach that is the most effective in the long term.

We can help you prepare a prudent investment strategy tailored to your objectives and risk tolerance. Then, we’ll implement it, consistently and carefully, choosing from a broad range of best-in-class products and services, which can include Assante’s exclusive investment programs, as well as thousands of individual mutual funds and managed portfolios.

Assante - an exclusive suite of managed portfolios

As an Assante client, you have exclusive access to the customized Assante Private Client (a division CI Private Counsel LP) brand of solutions managed by CI Investments Inc. With active management from portfolio managers around the world, these leading solutions combine investment expertise with wealth planning strategies.


For high net worth clients with more complex wealth planning needs, you’ll benefit from the exclusive Private Client option through Assante Private Client, a division of CI Private Counsel LP.


Cash Management Solutions

Strategy, discipline and long-range planning are all well and good, but you can’t put life on hold. What about right here and now? Your integrated wealth management plan needs to be flexible enough to accommodate the opportunities that present themselves today.

By considering your cash and credit needs along with all the other components of your financial affairs, we can ensure that you and your family enjoy quality of life today while also working toward your financial goals for the future.


Charitable Planning

Including charitable giving as part of your overall wealth plan can have many benefits for you, your heirs, and those in your local community or in countries across the world.

If properly integrated, it can provide a tax-efficient means for you to transfer your wealth while supporting a cause that makes a difference to you.

To ensure that your planned giving has the greatest impact, whether it’s a significant gift to a favourite charity, or establishing a foundation, we have access to the tax, legal, and estate planning professionals to help make these philanthropic dreams come true.


Debt Management

Almost everyone incurs debt at some point in their lives. That’s why debt management should play a fundamental role in your financial plan. It is important for you to have the capacity to pay for unplanned expenses or major life changes.

By assessing your current debt situation, we can assist you in handling your current debt and assess how well prepared you are to handle any additional debt.


Insurance for Unplanned Events

We feel it’s important for you to understand the value of insurance so you can make an informed decision about your protection needs. It’s not all about products. Sometimes it’s about planning. Or, about managing your money.

We can help you learn more about insurance planning and we can help you protect your family today, and into the future.

Insurance products and services are provided through Assante Estate and Insurance Services Inc.