Claudia Weisser FMA, CIM®

Senior Investment Advisor

Tools and Calculators

Financial Planning

Cash Flow
Get a better idea of where your money goes by creating a personal cash flow statement.

Net Worth
Calculate what you own and what you owe - an important step in planning your financial future.

Your Investor Profile
Understanding yourself as an investor is important when creating an effective investment portfolio.

Education Planning

Start Education Planning Now
See how saving early can make a significant difference.

Tax Benefits of an RESP
Discover how tax sheltered growth in an RESP can build a post-secondary school education fund for your children.


Retirement Planning

Inflation & Retirement Income
Estimate how much more income you will need at retirement to maintain the standard of living that you have today.

Will the Money Last?
Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.

RRIF Payment
Calculate your RRIF payment and see how long the funds will last.

TFSA vs RRSP
Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP.


Investing & Taxes

Savings Growth
Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.

Cost of Waiting to Invest
See how much more you will have in your retirement fund if you start investing now.

Real Rate of Return
This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth, in after tax dollars.

RRSP Tax Savings
Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings.

TFSA vs Taxable Investment
Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.

Income Tax
Estimate the taxes you owe based on your taxable income and the province you live in.

Charitable giving

Charitable Giving Strategies & Solutions

Have you noticed how famous business leaders, actors and athletes all have their favourite charities? What is the benefit of charitable giving? How can you make the world a better place with philanthropy?

 

Giving Back to the Community

According to Statistics Canada, in 2013, charities raised more than $ 12.8 billion!

Wealth, fame and success is not accomplished alone. There are many in the community who donated their time and energy to give you an opportunity. When you become wealthy, it is wise to give back to those who helped you along the way. 
 
Charitable giving by province, Canada

Philanthropy is how wealth is shared to help the next generation succeed. We can see this with doctors, who volunteer to help the poor. Lawyers give free legal advice to those who are of modest means. 

Sharing the wealth creates goodwill. Non-profit organizations, charities and private foundations perform very important societal functions. You could donate to your favourite charity or create a new private foundation named after your family. 

A private foundation creates a long-lasting family legacy. Your children would be associated with your beneficence. And, you would cement your position in the community based on your philanthropy. 


Charitable Giving Strategies

The French aristocracy followed the concept of noblesse oblige, which was an obligation of the successful to help the masses. How do you want to construct your philanthropy? Anyone can donate to their favourite charity, but that might not be the best way to optimize your donations. 

Did you know that donations made to any officially registered charity are eligible for a non-refundable tax credit? Celebrities create deeper relationships with charitable organizations. They find one that they want to be associated with. They select a charity that is in sync with all that they care about and hope for. 


Are you ready to incorporate donations into your financial strategy?

 
You might not know of all the possibilities available for philanthropy, but that is where we can help. We can help you develop successful charitable giving strategies. We can provide you with a list of non-profit organizations that might mesh with your personality and future goals.
 
Charitable giving strategies Claudia Weisser Assante photo.jpg

Assante wants to grow with you!

You will want to select a charity that can grow with you. This can build up your reputation. 

We have philanthropic granting programs or can help you establish your own foundation. You can make a one-time lump payment or gradual payments into an account. High net worth investors create goodwill with their charitable gifts. 

When you become wealthy, you are likely to move into a higher tax bracket. Therefore, you can use your charitable gifts as a way to qualify for tax relief. 

The right non-profit organization can also open doors of opportunity. You can meet other famous executives, athletes and actors at exclusive charitable events. You might be placed on the celebrity A-list, rubbing shoulders with the movers and shakers of the world. 

Personal branding is the way that the rich and famous maintain their prestige. Along with your philanthropy, you can develop a public relations team. You can work with charitable organizations to create valuable projects. 

Some of these exclusive charitable events are where important global decisions are made. Philanthropists can become important societal decision makers. They become spokesman who speak on behalf of their community. 

Our team is here to guide you in establishing a plan. Call us at (514) 832-5100 or write to us at cweisser@assante.com. Let's work together to create a financial strategy that includes charitable donations.